Seniors are often targets for various scams due to their vulnerability and trusting nature. Here are some common scams and preventive measures:
Imposter scams
Imposter scams remained the top fraud category, with reported losses of $2.7 billion. These scams include people pretending to be your bank’s fraud department, the government, a distressed relative, a well-known business, or a technical support expert.
Ignore threats demanding immediate payment to avoid legal repercussions. Verify any claims with legitimate authorities before taking action.
Redirect Payment Scam
Fraudulent emails redirect legitimate payments to the scammer's account. Verify payment details with trusted sources.
Email Phishing Links
Avoid clicking on suspicious links in emails, which may lead to phishing websites that steal personal information.
Secure Browsing
Ensure your browser is secure with HTTPS and updated antivirus software. Log out of banking sessions, clear cache, and close the browser after use.
In Person: Roofer, Window, Asphalt Scam
Scammers offer fake home improvement services, taking payment upfront and disappearing. Always research and hire reputable contractors.
Mail Theft
Retrieve bills promptly from the mailbox to prevent theft. Avoid sending checks through the mail; opt for electronic payments when possible.
By staying informed and cautious, seniors can protect themselves from scams and financial fraud.
Below is an eye-opening discussion on the scams targeting our beloved seniors and family members, featuring Oakland County Sheriff Mike Bouchard and Attorney Mike Rutkowski.
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