If you've turned on the news lately, you've probably heard that mortgage rates are over 7%, the highest in a long while. Maybe you nodded and thought, Well, that settles it. Now's not the time. I hear that a lot this time of year. And I understand it. When the headlines sound gloomy, staying put feels like the safe choice. But I'd like to offer a gentle thought: those headlines probably aren't about you. 🔑 Who the rate news is really for Mortgage rates matter most to people who need to borrow a lot. Think of a young couple buying their first home, financing almost every dollar. If you've lived in your home for 20 or 30 years, your story is likely different. Your mortgage may be small or paid off. The value you've built up in your home could cover much, or all, of your next one. For many of my clients, the rate on the evening news simply doesn't change their math very much. So if the market isn't really the question, what is? 📦 What we've been...
There's a conversation I have almost every week. It usually starts with "We probably should have started looking for resources sooner." A daughter calls after Mom's fall. A couple realizes the stairs have quietly become a problem. A son is suddenly handling a parent's affairs from three states away. What almost every one of those families tells me later is the same: they wish they'd known what was out there before they needed it. That's exactly why I look forward to Senior Living Week every October. Presented by the Housing Bureau for Seniors, a program of Michigan Medicine's Community Health Services, it's Washtenaw County's one-stop information shop for older adults and the people who love them. It kicks off with an expo on Saturday, October 10, followed by a full week of open houses and free workshops, October 11 through 17. And this year, I'll be there with a table. I'd love for you to stop by. 📍 Start Here: The Senior Living Wee...